We are full of Christmas Cheer this year and are so lucky to live in an area with a plethora of Christmas Events, all December long! Here is a list of some exciting Christmas Events in the Edmonton Area. Which ones will you attend?
The Magic of Lights- A 2 KM drive through beautiful light...
New mortgage changes are coming down the pipe, and it can all be a little confusing. Here's what the experts are saying....
Insured Mortgage / High Ratio Mortgage = Less than 20% down payment
Non Insured Mortgage / Conventional Mortgage = 20% or greater down payment / equity
Bank of Canada Rate = the 5 year fixed posted rate (currently 4.99%)
Contract Rate = the actual rate offered by the lender to the consumer
Benchmark Rate/Qualifying Rate = Stress Test: Bank of Canada Rate OR Contract Rate +2%, whichever is greater
LTV (Loan To Value) = the size of a mortgage compared to the value of the property
securing the loan
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